Protect Your Home and Everything Inside It

Homeowners and renters insurance tailored for your peace of mind. Bundle Bros Insurance helps you protect your home, belongings, and finances with affordable, customized policies designed specifically for San Diego residents.

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Why bundle your Home or Renter’s Insurance in San Diego with the Bundle Bros?

Coverage designed specifically to safeguard your home, belongings, & family.

Comprehensive Protection

Quality insurance plans that protect your assets without breaking your budget.

Affordable Premiums

Quick quotes, easy renewals, and transparent, friendly service.

Easy Policy Management

We have a dedicated San Diego advisors ready to assist you personally.

Local & Personalized Support

Understanding Your Home & Renters Insurance Coverage in San Diego

When you purchase a home or rent an apartment in San Diego, protecting your investment and personal belongings becomes essential. At Bundle Bros Insurance, we offer comprehensive and affordable homeowners and renters insurance policies designed to cover your home’s structure, possessions, liability, and much more.

Homeowners Insurance Coverage Explained:

To ensure you have the right coverage for your specific needs, it’s important to understand the different types of auto insurance options we offer:

Dwelling Coverage:

This covers the structural components of your home against damage from covered events, such as fire, theft, storms, lightning, wind, or hail. In San Diego, separate policies for earthquakes and floods are available upon request to ensure complete peace of mind.

Other Structures Coverage:

Detached structures like garages, sheds, and fences on your property are also protected. Typically, coverage for these structures amounts to 10% of your dwelling coverage, but higher limits are available upon request.

Personal Property Protection:

Your furniture, electronics, clothing, and other personal belongings are covered against theft or damage. This ensures your possessions can be replaced after unexpected incidents.

Loss of Use (Additional Living Expenses):

If your home becomes uninhabitable after a covered event, this coverage helps with hotel stays, restaurant meals, and other living expenses during repairs.

Personal Liability Insurance:

Protects you financially if you're responsible for bodily injuries or property damage to others occurring on your property. It also covers incidents such as your pet causing injuries to visitors or neighbors.

Medical Payments to Others:

Covers medical bills for guests injured on your property, regardless of fault, potentially avoiding costly litigation or disputes.

Renters Insurance Coverage Explained:

Renters insurance is specifically designed for San Diego residents who rent apartments, condos, or homes, providing crucial protection for your personal property and liability.

Personal Property Coverage:

Protect your valuable items, from furniture and clothing to electronics, against theft, fire, water damage, vandalism, and other unexpected incidents clearly outlined in your policy.

Liability and Medical Coverage:

Renters policies also protect you financially if you’re responsible for accidental injuries to guests or damage to someone else’s property. Optional Medical Payments coverage can also handle expenses for visitors who may become injured at your residence.